Want to open a U.S. bank account for your Dubai-based business—without an Emirates ID, residence visa, or traveling to either country?
Yes, it’s possible! You can do it from the comfort of your house with your Dubai company details and a passport. This is an affordable step that delivers big value for your business.
Compared to registering a UAE company with a visa or Emirates ID, this method is nearly six times more affordable and completely remote.
You can invest all the money you save back into your business growth. All you need to do is follow a few simple steps and that’s exactly what we’ll walk you through in this blog.
Open a US Bank Account for a Dubai Business – Start Your Business in 3 Steps
1. Register a US Limited Liability Company
Firstly, register an LLC company in the United States, which establishes your Dubai-based business’s legal presence in the U.S.
This LLC serves as your international financial arm, enabling you to open a U.S. bank account, get your payments in USD, and earn business credibility.
Basic requirements for LLC company registration:
- Choose a state to register your LLC
- Choose a unique name for your company
- Assign a registered agent with a U.S. address
- File Articles of Organisation
- Obtain your EIN from the IRS
2. Initiate your EIN application
An Employer Identification Number (EIN) is essential to open a U.S. business bank account for a Dubai business. Think of it as your business’s version of a Social Security Number. You can apply for it through the IRS website or use a service provider.
You’ll need to submit Form SS-4. This form is used to open a US bank account and apply for your employer identification number.
3. Choose a Digital U.S. Bank
Many traditional banks require in-person verification. However, some modern banks now allow you to open a U.S. business bank account completely online using just your passport without traveling to the USA.
Popular digital banks that allow you to open online bank accounts are
- Wise
- Relay
- Mercury
What Documents Do You Need to Open a U.S. Bank Account?
To open a U.S. bank account remotely, you typically need:
- Articles of Organization (LLC formation document)
- EIN confirmation letter
- Business details (industry, website, description)
- Passport of the business owner
- Operating Agreement (in some cases)
Read Also: What is the Role of a Registered Agent for an LLC
How Long Does the Process Take?
- LLC processing time takes around 3–10 Business Days, depending on the State.
- EIN Generation Takes Up to 2 Weeks (Instant for Online Applications)
- Bank Account Setup: 1–3 business days after verification
Conclusion
So, opening a bank account in the USA for your business in Dubai can transform the way you manage global transactions. From making cross-border payments easy to increasing your brand’s credibility in the U.S. market, the benefits are many. E-Startup India can guide you through every step, from setting up your business in Dubai and LLC company registration to getting your EIN and choosing the right digital bank. They help you save time, avoid confusion, and cut unnecessary costs in the process.
FAQs
1. Can a Dubai-based business open a U.S. bank account without a residence visa or Emirates ID?
A UAE residence visa or Emirates ID is not necessary. Your passport and Dubai business details are sufficient to open a bank account for a Dubai business.
2. Is physical presence required in the U.S. or Dubai for business banking?
Of course not! The LLC company registration in the U.S. to open a business bank account can be done at your home without any hassles. E-Startup India can help you with the same.
3. Is it cheaper to open a U.S. bank account with a U.S. LLC than to register a Dubai company with a visa or Emirates ID?
Yes. LLC company registration and opening a business bank account online is often 5–6 times more cost-effective than setting up a UAE company with a residence visa or Emirates ID. You also save on travel, legal, and setup costs.
4. Can I open a U.S. bank account with just my passport?
Yes, many digital banks accept just a valid passport if you’re setting up a U.S. LLC.
5. Can I accept international payments through this U.S. business account?
Yes, you can receive payments from clients worldwide in USD using your U.S. business bank account.
Moreover, If you want any other guidance relating to LLC Tax filing Returns in USA, USA company compliance or company registration in the USA, please feel free to talk to our business advisors at 8881-069-069 .
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