15 Jul 2017Posted By: Pulkit Gupta

Loan under Stand Up India Scheme


Stand-Up India Scheme facilitates bank loans between Rs.10 Lakh to Rs. 1 Crore to following persons: -

-               Scheduled Caste (SC) or

-               Scheduled tribes (ST) or

-               Women entrepreneur

This enterprise can be from any kind of sectors like manufacturing sector, services sector or trading sector or E-commerce.

In case of non-individual enterprises like a private limited company, LLP, partnership firm, OPC at least 51% of the shareholding and controlling stake should be held by either an SC/ST or woman entrepreneur to avail Stand-Up India Scheme.

The core objective of Standup India scheme is to provide financial assistance for starting small-scale businesses.


Mechanism for Availing loan under Stand-Up Scheme

Eligibility Criteria

-Applicant must be SC/ST/Any Women entrepreneur

-Above 18 years of the age

-In case of Company/LLP/OPC/Partnership Firm, SC or ST or any Women entrepreneur must hold 51% or more shareholding.

-Borrower should not be in default of any bank/financial institution


About Loan

Loan shall be a composite loan for the purchase of assets & for working capital as well.


Tenure of Loan

Maximum loan shall be granted for 7 years with maximum moratorium* period of 18 months

*Moratorium period means on which no EMI is payable.


Amount of Loan

Loan can be sanction for Rs 10 lacs to Rs 1 Crore


How to apply for a loan?

-               Approach directly to any branch of scheduled commercial banks

-               Apply through SIDBI’s Standup India Portal

-               Apply through Lead District Manager


Whether Collateral required or not?

Banks may ask for collateral as per their norms. Further, in absence of no collateral, you may apply for credit guarantee.

The scheme of credit guarantee for Stand-Up Loans has been notified visit site www.ncgtc.in


What documents required while applying for a loan?

-               Proof of Identity

-               Proof of Residence

-               Proof of business address

-               In case of Company/OPC/LLP/Partnership Firm – Incorporation Proof

-               Assets & Liabilities statement of promoters along with ITR for last 3 years

-               Clearance from pollution control board, if applicable

-               SSI/MSME Registration, if applicable

-               Photocopies of lease deeds/ title deeds of all the properties being offered as primary and collateral securities

-               Documents to establish whether the applicant belongs to SC/ST Category, wherever applicable

-               Detailed Project Report for prospective business containing

  • Profile of the promoters including past experience, qualification, education, etc
  • Last three years balance sheets of the Associate / Group Companies (if any).
  • Project report (for the proposed project if term funding is required) containing details of the machinery to be acquired, from whom to be acquired, price, names of suppliers, financial details like capacity of machines, capacity of utilization assumed, production, sales, projected profit and loss and balance sheets for the tenor of the loan, the details of labour, staff to be hired, basis of assumption of such financial details etc.
  • Manufacturing process if applicable, the major profile of executives in the company, any tie-ups, details about raw material used and their suppliers, details about the buyers, details about major-competitors and the company’s strength and weaknesses as compared to their competitors etc.

Our professionals may help you to prepare project report & compile requisite documents for loan application under Stand-Up India Scheme.

For any assistance feel free to call us @ 011-65442500 or write us @ info@e-startupindia.com

Read more about

Want to register a company?

Want to prepare business plan/project report?

Click here to read about NIDHI Scheme (Seed funds & Grant for Technology-based startups)

Click here to read about Startup India Scheme (Funding for Business Innovative Idea) 



Posted By Sanjiv Kumar
Posted Date 2018-04-12 13:46:44

Good Morning, I am Sanjiv Kumar from Yamuna Nagar, Haryana and from last 5 months I was suffer from getting a small loan for start my business. There are many scheme for poor candidates who want to stand up with his capability. I have all required documents or detail are giving on these site for getting a loan. I have my own house and little agriculture field for security . But bank couldnt accept it as a security. I am very frustrated Please assist me with better guidelines. I am very thank full to you. I am waiting a positive response from you side via email or my contact number. Thank you Warm regards Sanjiv Kumar 9671859883

Give a Reply

Fill up the form

E-startupIndia Mobile App


Download our free Android App and get realtime update on your order status.
Easily connect with our professionals handling your order over chat & mobile.
Never miss business compliances due date with advance notifications.

Get E-startupIndia in your mobile

Why Choose Us

e-startupindia member of GOOGLE

Serving business owners with an Average 4.8+ Google Rating.

e-startupindia certified #AxixBank

Trusted by Axis bank to cater its clients all licensing & compliance needs.

e-startupindia NG Alliance Partner

Providing lending solutions for business needs with NeoGrowth.

e-startupindia Google Partner

Open Neo bank account worldwide & provides cross-border remittance solutions.

e-startupindia member of CII

E-startupindia is a Proudly Member of Confederation of Indian Industry.The CII is a premier business association in India which works to create an environment.

e-startupindia certified #Etstartupindia

E-Startup India is duly certified under GOI's Startup India scheme and is renowned for our tech-driven solutions for business & legal services requirements for MSMEs.

e-startupindia Google Partner

E-Startup India is a Google Partner, which implies we are rigorously involved in assisting SME businesses to market their presence in the digital world.

Popular Services

Private Limited Company | Public Limited Company | One Person Company | Limited Liability Partnership | Partnership Firm | Sole Proprietorship Firm | Section 8 Company Registration | USA Company Registration | UK Company Registration | UAE Company Registration | Singapore Company Registration | Company Registration Hong Kong | Import Export Code | IEC Modification | AD Code Registration | Spice Board Registration | US FDA Certification | ISO 9001 2015 | ISO 14001 EMS | ISO 22000 FSMS | ISO 27001 ISMS | ISO 50001 Energy Management | ISO 45001 | ISO Surveillance | ISO Certification | MSME Registration | FSSAI Registration | Shop Establishment Registration | Barcode Registration | Coffee Board Registration | Startup India Certificate | ZED Certification | Trademark | Trademark Objection Reply | Trademark Opposition | Trademark Hearing | Trademark Formality Check Fail | Website Development | Patent | Copyright | Design Registration | Business Name Suggestion | Logo Designing | Trademark Assignment Service | GST Registration | GST Modification | GST Cancellation | GST Return Filing | GST Invoice Software | UIN Registration | Income Tax Return | Income Tax Notice | Income Tax Refund | Income Tax Assessment | TDS Return Filing | Form 15CA / CB | Professional Tax Registration | 12A and 80G Registration | FCRA Registration | CSR Registration | Project Report | Pitch Deck | Seed Fund Startup India | Accounting for Ecommerce | Virtual cfo services in india | Bookkeeping & Accounting | Private limited Company Annual Compliance | Form INC-22A | Form 15CA / CB | Company Strike Off | Commencement of Business | Fssai annual return | Online CA Consultancy | Income Tax Return Filling | LLP Annual Compliances | Form DIR-3 KYC | Virtual Office for Company Registration |


  • e-startupindia South Asia's Leading Multimedia News Agency
  • Business Standard
  • e-startupindia Outlook
  • e-startupindia Htmedia
  • e-startupindia Yahoo News
  • e-startupindia New Delhi Times
  • e-startupindia India.com
  • e-startupindia IBTN9